1. DEFINITIONS
"Company" means Forex Drop, a software development company operating the website forex-drop.com.
"Software" means the X trem automated trading program (Expert Advisor) developed for the MetaTrader 4 and MetaTrader 5 platforms.
"User" / "Client" means any individual or legal entity accessing this website or purchasing the Software.
"Website" means forex-drop.com and all associated pages.
"Demo Access" means a free trial period during which the User may test the Software without financial commitment.
"POPIA" means the Protection of Personal Information Act 4 of 2013 (South Africa).

2. NATURE OF SERVICES
2.1. Forex Drop is a software development company. We develop, sell and support automated trading software (Expert Advisors) for the MetaTrader 4 and MetaTrader 5 platforms.
2.2. Forex Drop is not a licensed Financial Services Provider (FSP) under the Financial Advisory and Intermediary Services Act, 2002 (FAIS Act) and is not regulated by the Financial Sector Conduct Authority (FSCA) of South Africa.
2.3. We do not:

Manage client funds or investment portfolios
Access client trading accounts
Provide personalised financial or investment advice
Execute trades on behalf of clients
Offer intermediary services as defined under the FAIS Act

2.4. All trading activity conducted using our Software is performed solely by the User, on the User's own trading account, at the User's sole discretion and risk.
2.5. Content published on this website, including trade reviews, performance commentary and educational materials, is provided for informational and educational purposes only and does not constitute financial advice, investment recommendations or trading signals.

3. ACCEPTANCE OF TERMS
3.1. By accessing this website or purchasing the Software, you confirm that you have read, understood and agree to be bound by these Terms and Conditions.
3.2. If you do not agree to these Terms, you must immediately cease using this website and the Software.
3.3. These Terms may be updated from time to time. Continued use of the website following any update constitutes acceptance of the revised Terms.

4. ELIGIBILITY
4.1. By using this website, you confirm that:

You are at least 18 years of age
You have the legal capacity to enter into binding agreements in your jurisdiction
You understand that forex trading involves significant financial risk
You are not accessing this website from a jurisdiction where such use is prohibited by law


5. SOFTWARE LICENCE
5.1. Upon purchase, Forex Drop grants the User a non-exclusive, non-transferable licence to use the Software for personal trading purposes.
5.2. The User may not:

Resell, redistribute or sublicense the Software
Reverse engineer, decompile or modify the Software
Use the Software for any unlawful purpose

5.3. The licence remains valid subject to compliance with these Terms.

6. DEMO ACCESS
6.1. Forex Drop offers a free demo period during which the User may test the Software.
6.2. Demo access is intended for evaluation purposes only and does not constitute a guarantee of future performance.
6.3. Forex Drop reserves the right to terminate demo access at any time without notice.

7. RISK WARNING
7.1. Forex and CFD trading carries a high level of risk and may not be suitable for all investors. You may lose some or all of your invested capital.
7.2. Past performance of the Software, as verified on myfxbook.com or any other platform, is not indicative of future results and does not guarantee future profitability.
7.3. All performance figures displayed on this website are based on historical data and actual results will vary based on market conditions, broker settings, account size and individual configuration.
7.4. You should not invest money that you cannot afford to lose. Before using automated trading software, ensure you fully understand the risks involved and consider seeking independent financial advice from a licensed FSP registered with the FSCA (www.fsca.co.za).
7.5. Forex Drop accepts no liability for any trading losses incurred through the use of the Software.

8. LIMITATION OF LIABILITY
8.1. To the maximum extent permitted by applicable law, Forex Drop shall not be liable for:

Any trading losses or financial damages resulting from use of the Software
Interruptions, errors or technical failures of the Software
Actions or decisions made by the User based on information provided on this website
Any indirect, incidental or consequential damages

8.2. Our total liability to you in respect of any claim shall not exceed the amount paid by you for the Software.

9. INTELLECTUAL PROPERTY
9.1. All content on this website, including but not limited to the Software, text, graphics, logos and images, is the intellectual property of Forex Drop and is protected by applicable copyright laws.
9.2. Unauthorised use, reproduction or distribution of any content is strictly prohibited.

10. PERSONAL INFORMATION AND POPIA COMPLIANCE
10.1. Forex Drop is committed to protecting your personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA).
10.2. Personal information collected through this website is used solely for the purposes of providing our services and communicating with you.
10.3. We do not sell your personal information to third parties.
10.4. You have the right to access, correct or request deletion of your personal information at any time by contacting us.
10.5. For full details on how we handle your data, please refer to our Privacy Policy at forex-drop.com/policy.

11. THIRD-PARTY SERVICES
11.1. This website contains references to third-party platforms and brokers, including RoboForex and myfxbook.com. Forex Drop is not affiliated with, endorsed by, or responsible for the services provided by these third parties.
11.2. Use of any third-party platform is subject to that platform's own terms and conditions.

12. EDUCATIONAL CONTENT
12.1. All content published on this website, in our Telegram channel, or in any associated educational materials is provided for informational and educational purposes only.
12.2. Such content does not constitute financial advice, investment recommendations or trading signals as defined under the FAIS Act.
12.3. Users should not make trading decisions based solely on content published by Forex Drop.

13. REFUND POLICY
13.1. Given the digital nature of the Software, all sales are considered final upon delivery of the Software licence.
13.2. Refund requests may be considered on a case-by-case basis at the sole discretion of Forex Drop within 7 (seven) days of purchase, provided the Software has not been activated or used.
13.3. To request a refund, contact us at [your email].

14. GOVERNING LAW AND DISPUTE RESOLUTION
14.1. These Terms shall be governed by and construed in accordance with applicable law.
14.2. In the event of a dispute, the parties agree to first attempt resolution through good faith negotiation.
14.3. If you are a South African resident and remain unsatisfied, you may approach the relevant consumer protection authority in your jurisdiction.

15. CONTACT
For any questions regarding these Terms, please contact us:
Email: [your email]
Website: forex-drop.com